Layaway tracking for independent sellers
Payment plans as graceful as the pieces you sell.
Offer layaway on your one-of-a-kind pieces without the spreadsheets or the awkward DMs. Your customer gets a private page with their balance and a pay button. You get paid on schedule.
- No transaction fees
- PayPal, Venmo, and Zelle
- Sign in with just your email
Layaways
$2,983 still to collect
Old-Cut Diamond Ring
Maya R.
On track$870 / $1,298
Enamel & Diamond Pendant
Priya S.
Due Fri$340 / $1,190
Sapphire Baguette Band
Lena K.
3 days late$450 / $2,155
Gem Closet
Enamel & Diamond Pendant
Remaining
$850
Next due
Oct 23
or PayPal · Zelle
Weekly, paid off by Feb 13
Customers pay you directly, with one tap from their layaway pageCash App and cash payments can be logged too.
- PayPal
- Venmo
- Zelle
Why this exists
My wife sells vintage and antique jewelry as The Patinaed Pineapple. Her layaways lived in DM threads and handwritten notes, and keeping track of who had paid what took more time than it should. I built LayawayTracker so she could offer payment plans without the bookkeeping. Now I think it’s ready for other independent sellers too.
We’re small, so your input goes straight to the person building it. If a feature would make your life easier, tell us. We can usually add it quickly.
Try it
Build a plan. Watch it work.
Pick a price and a schedule, then log a payment the way you would in the app. This is the same math your real plans use.
Deposit
Schedule
8 payments after a $238 deposit, paid off by Feb 9, 2027.
- Next: Nov 3
- Nov 17
- Dec 1
- Dec 15
- Dec 29
- Jan 12
- Jan 26
- +1 more
Paying extra moves the next due date forward. A partial payment doesn’t.
Your shop
Emerald Cocktail Ring
Remaining
$952
Next due
Nov 3
or PayPal · Zelle
Every 2 weeks
What your customer sees on their private link. It updates as you log payments.
Automatic reminders
Reminders go out so you don’t have to chase.
Pick when your customer hears from you: a day or a few days before each payment, on the due date, or every few days while a payment is late. Each email has the amount due and a one-tap pay button.
- Set per layaway, so regulars and new buyers can differ
- Late reminders stop after four, so nobody gets nagged forever
- Comes from your shop name, and replies go straight to you
Gem Closet
to Priya S.
Payment due Fri: your layaway with Gem Closet
Hi Priya,
Your next payment for your layaway with Gem Closet is due on Friday.
View your full layaway and other ways to pay
Flexible schedules
Schedules that fit how people actually get paid.
Line payments up with payday, give a regular a pay-when-you-can plan with a deadline, or change the schedule halfway through. If a customer pays extra, the next due date moves forward on its own.
- Six schedule types, plus an optional paid-off-by date
- Monthly plans stay on the same day, even after the 31st
- Edit the schedule or payment amount any time
Weekly
Every Friday
Every 2 weeks
Lines up with payday
Twice a month
The 1st and 15th
Monthly
Same day each month
Every N days or weeks
Every 10 days, every 3 weeks
No fixed schedule
Any amount, paid off by a date
Your regulars
Every customer, every piece, one balance.
See a customer’s full history across everything they’ve put on layaway, with one combined balance. The dashboard flags anyone who falls behind, so nothing slips through.
- Search, sort, and filter your whole customer list
- Late payments surface at the top of your dashboard
- Built for vintage, antiques, jewelry, art, and handmade
Priya S.
@priya.finds · regular since March
2
pieces
$980
paid
$850
owed
- Gold Portrait MedallionPaid
- Enamel & Diamond PendantDue Fri
Made for special pieces
Pieces like these deserve better than a spreadsheet.
Vintage, antique, and one-of-a-kind jewelry often sells to someone who needs a few months to pay. LayawayTracker keeps that promise organized for both of you, from the deposit to the day it ships.
Photos courtesy of The Patinaed Pineapple.








How it works
Three steps, about a minute.
- 1
Set up the plan
Enter the piece, the price, the deposit, and a schedule that fits your customer. The due dates are worked out for you.
- 2
Send one private link
Paste it into your DMs. Your customer sees the piece, their balance, what’s due next, and a pay button. No app or account needed.
- 3
Get paid on schedule
Customers pay you directly with PayPal, Venmo, or Zelle. You log it in a tap, and reminders go out on their own.
Pricing
Start free. Pay only when you outgrow it.
No transaction fees and no cut of what your customers pay you. Ever.
Early access: everything is free with no limit right now. We’ll email you before pricing begins.
Free
For sellers who run a few layaways at a time.
$0forever
- Up to 3 active layaways
- Private customer pages with pay buttons
- Automatic reminder emails
- Every schedule type
Pro
Best for busy shopsFor shops where layaway is a regular part of selling.
$99a year
or $12 a month. Yearly saves 31%.
- Unlimited active layaways
- Everything in Free
- Switch between monthly and yearly any time
- Cancel any time
Completing, cancelling, or closing a layaway frees up a spot. Your existing layaways and payment history are never locked.
- What is layaway tracking software?
- Layaway tracking software keeps every layaway plan you offer in one place: the item, the total price, the deposit, the payment schedule, what’s been paid, and what’s still owed. Instead of juggling spreadsheets, notes, and DM threads, you and your customer both see the same up-to-date balance.
- How does LayawayTracker work?
- You create an agreement with the item, price, deposit, and schedule. LayawayTracker gives you a private link to send your customer, where they can watch their progress and pay each installment. You log payments as they arrive, the dashboard flags anyone who falls behind, and reminder emails go out automatically.
- What payment schedules can I offer?
- Weekly, every two weeks, twice a month on the 1st and 15th, monthly on the same day, every so many days or weeks, or no fixed schedule with a paid-off-by date. You can add a paid-off-by date to any plan and change the schedule later if your customer’s situation changes.
- What happens if a customer stops paying?
- Mark the layaway as defaulted. Due dates and automatic reminders stop, the balance stays on record as still owed, and your customer’s page simply says the layaway is no longer active. If they start paying again, log the payment and reopen it, and the schedule picks up from what they’ve paid. If you both agree to call it off, cancel it instead.
- How much does LayawayTracker cost?
- Free for up to 3 active layaways at a time, with every feature included. Pro is $12 a month or $99 a year for unlimited active layaways. Completing, cancelling, or closing a layaway frees up a spot. During early access everything is free with no limit, and we’ll email you before pricing begins.
- Does LayawayTracker process payments or take a cut?
- No. LayawayTracker links customers directly to the PayPal, Venmo, or Zelle account you already use, so there is no payment processor in the middle and no transaction fee added on top.
- Can my customers check their layaway balance themselves?
- Yes. Every layaway agreement gets its own private page showing the piece, the amount paid, the remaining balance, and the next due date. No account, app, or password required.
- Who is LayawayTracker for?
- Small independent sellers: vintage and antique dealers, jewelers, artists, and makers who sell one-of-a-kind pieces, often on Instagram, to buyers who need a little time to pay.
Sell the piece now. Get paid on schedule.
Your next layaway takes about a minute to set up. Free to start, no credit card.
Get started free
